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Plot Summary

The Fortune (1975) Plot Summary Explained

Release, runtime and language
1975 · 88 min
JustWatch #18,249 6
Directed by
Mike Nichols
Starring
Jack Nicholson, Scatman Crothers, Warren Beatty, Stockard Channing, Ian Wolfe, Richard B. Shull

During the roaring twenties, two charming con artists set out to manipulate a wealthy heiress and steal her inheritance. Their elaborate scheme unfolds with increasing risk and audacious maneuvers, pushing them to the edge of legality as they pursue their ambitious goal. As the stakes rise, they find themselves entangled in a dangerous game where nothing is off-limits in their pursuit of fortune.

On this page (6)
  1. 1 Where to watch
  2. 2 What happens: full plot
  3. 3 Plot questions answered
  4. 4 Movie threads
  5. 5 Movies like The Fortune
  6. 6 Every angle

Where to watch

Where to Watch The Fortune (1975)

Where can you watch The Fortune? Stream, rent or buy it in the US, including on Amazon Prime Video, Amazon Video and Apple TV Store: current JustWatch availability with up-to-date prices.

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Full plot summary · contains spoilers

What Happens in The Fortune: Full Plot Summary

The whole story of The Fortune (1975) explained, from the opening scene to the final frame: every key event, every twist and what it all adds up to. Read it as a quick recap before the sequel, to check a scene you missed, or to finally understand what really happened.

In the vibrant backdrop of the Roaring Twenties, two inept swindlers, Nicky Wilson and Oscar Sullivan, unexpectedly discovered a golden opportunity in the shape of the mysterious heiress, Fredericka Quintessa "Freddie" Bigard. Freddie, who held the key to a lucrative sanitary napkin empire, found her heart ensnared by the already married Nicky, creating a web of forbidden desire complicated by the Mann Act, which forbade crossing state lines with any immoral intent.

To navigate this moral quagmire, Nicky devised a dubious scheme: he suggested that Freddie marry Oscar. This cunning plan would allow them to indulge in their secret affair while maintaining a hold on their ill-gotten gains. Oscar, desperate to escape the looming threat of embezzlement charges, seized the opportunity, envisioning ways to profit from the upcoming marriage. However, Freddie's naive nature made the plan seem foolproof—at least initially.

As Nicky and Oscar carried on their misadventures in Los Angeles, they soon found themselves outsmarted by Freddie's sharp instincts, necessitating most creative, albeit questionable, tactics for separating her from her fortune. Frantic and cornered, they resorted to the most unforgivable act: murder. Their plot faced an unexpected twist when Freddie declared her intentions to donate her immense wealth to charity. This revelation forced Nicky and Oscar to pivot, prompting the duo into a chaotic unraveling of their carefully laid plans.

As their situation spiraled, they ultimately fell into the hands of the Los Angeles Police Department, leading to astonishing confessions about their criminal endeavors. In a twist laden with absurdity, Detective X stumbled upon a very much alive Freddie, who had merely fainted, oblivious to the turmoil surrounding her. The detective's dumbfounded expression spoke volumes as he listened, wide-eyed, to the outrageous narrative spun by Nicky and Oscar, showcasing the chaotic comedy of errors that had unfolded.

Last updated: November 18, 2024 at 21:16

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Plot questions answered

The Fortune Plot Explained: Your Questions Answered

The questions people ask most about The Fortune (1975): what happens in the confusing scenes, why the characters do what they do, the twists, hidden details and what the ending means. Each answer contains spoilers.

Q1

Why does Nicky want Freddie to marry Oscar instead of him?

Nicky suggests Freddie marry Oscar because he is already married and both men are worried about the Mann Act, which prohibits crossing state lines with immoral intent. By having Freddie marry Oscar, Nicky can continue his secret affair with her while still controlling her fortune through Oscar.

Foreshadowing: Earlier, the men specifically discuss how the Mann Act complicates their plans to be with Freddie.

  • mann act
  • married
  • nicky
  • oscar
  • freddie
  • marriage scheme
Q2

Why does Oscar agree to marry Freddie when he knows about Nicky's affair with her?

Oscar agrees to the marriage because he is facing embezzlement charges and sees Freddie's wealth as his escape from legal trouble. He believes he can profit from the marriage and clear his debts, even though he knows Nicky will continue seeing Freddie behind his back.

Foreshadowing: Oscar's desperate financial situation is established early when the embezzlement charges are mentioned.

  • oscar
  • embezzlement
  • marriage
  • freddie
  • charges
Q3

How does Freddie outsmart Nicky and Oscar in Los Angeles?

Freddie proves smarter than Nicky and Oscar anticipated, using her sharp instincts to see through their deceptions. Her intuition forces the duo to resort to increasingly desperate and questionable tactics to separate her from her fortune.

Foreshadowing: Initially, Nicky and Oscar believe Freddie's naive nature makes their plan foolproof.

  • freddie
  • intelligence
  • outsmart
  • los angeles
  • schemes
Q4

Why do Nicky and Oscar resort to murder in their scheme?

After Freddie outsmarts them and they find themselves cornered with no other options, Nicky and Oscar turn to murder as their last desperate measure to eliminate the obstacle standing between them and her fortune.

Foreshadowing: The timeline shows their tactics becoming increasingly dubious before they resort to murder.

  • murder
  • nicky
  • oscar
  • desperate
  • fortune
Q5

What happens when Freddie announces she will donate her wealth to charity?

Freddie's announcement that she intends to donate her immense wealth to charity completely derails Nicky and Oscar's plans. Since their entire scheme depended on getting her money, her charitable intentions forces them to scramble and pivot their strategy.

Foreshadowing: This twist comes right after they resort to murder, adding ironic timing to their criminal act.

  • freddie
  • charity
  • donation
  • fortune
  • twist
Q6

Why is Freddie actually alive at the end of the movie?

Freddie never died - she merely fainted. When Detective X investigates the aftermath of Nicky and Oscar's crimes, he discovers Freddie is very much alive and had simply fainted from the chaos surrounding her.

Foreshadowing: The film's screwball comedy tone prepares viewers for absurd twists like this.

  • freddie
  • fainted
  • alive
  • detective
  • comedy
Q7

What is the Mann Act and why does it concern Nicky and Freddie?

The Mann Act was a real law passed in 1910 that prohibited transporting women across state lines for immoral purposes. Since Nicky is already married and having an affair with Freddie, crossing state lines with her could lead to serious legal trouble under this act, which is why their relationship is described as forbidden.

Foreshadowing: The complications arising from the Mann Act directly lead to Nicky's marriage scheme.

  • mann act
  • immoral
  • state lines
  • legal
  • 1920s
Q8

What happens to Nicky and Oscar after they are caught by the police?

Nicky and Oscar are arrested by the Los Angeles Police Department and end up confessing to their crimes. Their confessions about the elaborate scheme, including their attempted murder of Freddie, become absurdly comedic when the detective discovers Freddie is actually alive.

Foreshadowing: Their reckless behavior throughout the movie builds toward this inevitable capture.

  • nicky
  • oscar
  • arrested
  • police
  • confession
  • lapl

Movie threads

More Movies Like The Fortune, by Mood & Story

Curated lists built around what makes The Fortune tick: the same mood, the same kind of story or the same emotional payoff. Each list explains why these movies belong together.

Movies with chaotic crime comedy like The Fortune

Lighthearted stories of charming but inept criminals whose plans spiral into absurdity. If you enjoyed the whimsical and absurd crime plot of The Fortune, you'll like these movies. This selection features comedies about charming con artists and bumbling criminals, where fast-paced schemes lead to playful chaos and a lighthearted tone, perfect for fans of witty, devious fun.

  • witty
  • chaotic
  • playful
  • devious
  • absurd
  • fast-paced
  • Tone: light, whimsical
  • Pacing: fast, chaotic
Why these movies?

The story pattern: Stories in this thread typically follow charismatic but often incompetent characters as they hatch an audacious plan, only for it to be comically derailed by unexpected complications, double-crosses, or their own ineptitude. The journey is less about success and more about the absurd, chaotic fun of the attempt.

Why they belong together: Movies are grouped here for their shared blend of crime and high-spirited comedy, a fast pace driven by escalating plans, and a consistently light tone that treats illegal activities as a playground for farce and witty character interactions.

Movies with period piece con games like The Fortune

Elaborate cons and romantic entanglements set against a stylish historical backdrop. For viewers who liked the 1920s setting and inheritance scheme in The Fortune, this list features similar movies. Discover stories of elaborate cons, witty banter, and romantic complications, all set against richly detailed historical periods that add charm and unique opportunities for deception.

  • stylish
  • witty
  • devious
  • nostalgic
  • sophisticated
  • romantic
  • Tone: witty, stylish
  • Pacing: steady, fast
Why these movies?

The story pattern: The narrative pattern involves a clever scheme—often targeting wealth or status—that is deeply intertwined with the social norms and technology of its time. Romance and double-crosses are common, and the plot uses the historical context to create both obstacles and ingenious solutions for the characters.

Why they belong together: These films are linked by their core premise of a period-set con, which creates a specific vibe blending sophisticated wit, nostalgic style, and narrative cleverness. The historical setting provides a cohesive feel that distinguishes them from contemporary capers.

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Every angle

The Fortune (1975) Explained: Plot, Timeline & Characters

Everything about The Fortune in one place: what happens in the plot summary, the timeline in chronological order, the characters and meaning and a spoiler-free summary. What's After the Movie adds the cast, box office and post-credit scenes.

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