Terry Leather, played by Jason Statham, is a reformed petty criminal struggling to keep his failing car dealership afloat while being hounded by persistent debt collectors. Just when things seem bleak, he receives a golden opportunity through his friend Kevin Swain's ex-girlfriend, the stunning former model Martine Love (Saffron Burrows). She proposes a daring plan to rob a bank in Baker Street, London, promising enough money to relieve all of Terry's financial woes.
Enthusiastic about the prospect, Terry assembles a motley crew of his old criminal friends to execute the heist. This eclectic group includes Kevin Swain, a porn star named Dave Shilling (Daniel Mays), a Cypriot mechanic known as Bambos (Alki David), and the charming con artist Guy Singer (James Faulkner). As they meticulously plan the robbery, Terry and Martine conduct a thorough inspection of the vault while Shilling indulges in a photo shoot with Kevin.
Complications arise when the ruthless gangster Lew Vogel (David Suchet) crosses their path, exacerbating the tension. To access the bank's underground vault, Terry's team rents a shop, Le Sac, and digs a tunnel beneath a nearby fast-food restaurant. The stakes are raised when it's revealed that Martine is secretly working for MI5, aiming to recover incriminating photos of a member of the British Royal Family, specifically those linked to a black militant gangster known as Michael X (Peter de Jersey).
As the crew digs deeper, local radio enthusiasts intercept their communications, triggering a police alert and a race against time. Terry is blindsided when he discovers Martine's true intentions after breaking open the deposit box, revealing scandalous photos that could shake the very foundations of British politics. The robbery triggers a frantic investigation by both corrupt and honest police, alongside the MI5's relentless pursuit.
Caught in a web of deception and danger, Terry learns that betrayal looms around every corner. Meanwhile, the aftermath becomes increasingly dark as allies are murdered and deceit unfolds at every turn. Negotiations with Vogel lead to a tense showdown at Paddington Station, where fate spirals into a chaotic blend of confrontation and survival.
Ultimately, with clever manipulation from MI5, Terry manages to secure safe passage for himself and his crew while delivering the crucial evidence that leads to Vogel's downfall. As the dust settles, the story transitions to the end of their tumultuous journey, showcasing Terry enjoying life aboard a yacht with his family, free from the burdens of their past.
The saga concludes with sobering revelations that many officials were forced to resign following the exposure of the scandal, leaving a complicated legacy of crime and justice intertwined with British history.
