The Consequences of Love

Titta Di Girolamo, Toni Servillo, is a middle-aged loner who has spent eight years living in an upmarket hotel in Lugano, Switzerland. Each day he dresses in a crisp suit and moves through the hotel’s corridors with careful, almost ritualized calm, avoiding conversation and eye contact with the other guests. In the mornings he occupies himself by solving chess puzzles from the newspaper, a small distraction that sharpens his focus, while in the evenings he passes time with a tedious game of Grabber against a bankrupt aristocratic couple who are stranded in the place they once owned. He keeps in touch with his family back in Italy, but his wife is reluctant to speak and his grown children seem to resent him. He is drawn to Sofia, Olivia Magnani, the stylish and generous waitress at the hotel bar, yet his natural shyness prevents him from pursuing a real connection, and he reasons that love might only disrupt the monotony of his carefully fenced life.

Over time, the audience learns the underlying reasons for Titta’s unusual routine. Eight years earlier he worked as a broker who managed massive sums of money. In a single, disastrous moment he invested hundreds of billions of lire on behalf of Cosa Nostra, losing the majority of it in a few hours. As punishment, he is condemned to live as a mafia pawn, delivering weekly suitcases full of money to a Swiss bank. His other, darker secret is that he is a heroin user; every Wednesday at ten in the morning he climbs to his hotel room and administers a dose, a detail that underscores the fragility and vulnerability of his carefully controlled existence.

The plot thickens when Titta’s gregarious younger stepbrother appears, bringing a hint of unpredictability into his life. He encourages Titta to engage more openly with Sofia. Soon after, two Mafia men arrive in his hotel room, turning the place into a temporary base for an assassination operation. The intruders notice the very suitcase that carries the week’s money, intensifying the tension. Sofia and Titta begin a romance that feels intimate but remains restrained; they go shopping together, and Titta buys Sofia a pair of shoes as a gesture of affection that marks a rare moment of warmth in his otherwise colorless world.

Meanwhile, a closer look at Titta’s finances reveals a larger lie he has been living. During his routine trip to the bank, the staff counting the money by hand discovers that $100,000 is missing. Titta understands what has happened but maintains his composure, feigning disgust at the bank’s supposed “mistake” and requesting to close his account. His bluff pays off: to avoid offending him or provoking the Mafia, the bank staff pretend they miscounted, and the missing funds go unreported. It is eventually revealed that Titta took the money not to steal from the mob but to buy something meaningful for Sofia—a luxurious car. Sofia initially recoils at the idea of such an extravagant gift from a man she barely knows, but she soon returns to his hotel room to apologize and to learn more about him. Titta bares his secrets, and Sofia is moved enough to propose celebrating his upcoming fifty-fifth birthday the very next night, an invitation he joyfully accepts.

The following day, the two Mafia assassins return and seize that week’s suitcase, forcing Titta to confront the fragility of his precarious life. He phones Pippo, his Mafia contact, who orders him to travel to Southern Italy to account for the money, but Titta delays, saying he has a prior appointment. The failure of Sofia to show up for the birthday celebration worsens his sense of abandonment, and he drives to the airport early, convinced that no one could truly love him. In reality, Sofia has been involved in a car crash, and an ambulance passes Titta’s car on the way out of town, unseen by him.

In a decisive and tense sequence, Titta reaches the Mafia boss who interrogates him about the whereabouts of the money. He explains that he recovered the money earlier, a recollection shown in a flashback in which he remains calm as the two attackers attempt to escape. He reveals that, after seizing control of the situation, he used the lift to slow their progress, then waited for the right moment to confront them in his car, eliminating them. The boss presses him on why not simply deposit the money, but Titta answers with a fierce conviction: he will not return what they stole because they have stolen his life. The Mafia boss orders a transfer of Titta’s account to another holder, but Titta refuses to reveal the money’s location. He is quietly led away, and the following morning he is taken to a building site where he is suspended from a crane above a container of fresh concrete. If he does not disclose the money’s whereabouts, he will be drowned in the cement. He has already given the money to the elderly aristocrats in the hotel, and he remains steadfast in his refusal.

The film closes on a stark, ambiguous note. As he is lowered toward the concrete, Titta thinks back to his long-lost best friend Dino, Giovanni Morosso, who works as an electrician in the Alps, leaving the audience with a meditation on loyalty, memory, and the cost of a life lived under pressure.

Last Updated: October 09, 2025 at 16:48