Bobby is a hard-working mason who keeps his life on a steady, straight path working on Max’s construction projects, even though he has subtle ties to the local mafia boss, Max. He struggles to support his stripper girlfriend Jessica and her daughter Chloe, and the weight of their precarious situation pushes him toward a dangerous shortcut. To keep things afloat, Bobby decides to take on a mafia job for Max, hoping it will provide the cash flow they need. Accompanying him is his mischievous friend Ricky, the kind of guy who talks big and acts little, a combination that steadily complicates every plan they undertake. Ricky heads to New York with Bobby to act as Max’s representatives on a money laundering deal with an East Coast partner, Ruiz, and the mission quickly spirals into a tense test of nerve and loyalty.
In New York, the duo meets Jimmy, who will drive them, and Horrace, a contact who links Max to Ruiz. Ricky insists on living large and making a splash, while Bobby attempts to stay cautious and follow Max’s instructions to the letter. Ruiz regards them coolly but assigns them to entertain his criminal associate, the Welshman. Along the way, the pair stumble into a series of near-misses and frictions, yet they manage to broker a deal between Ruiz and the Welshman’s Westies contacts. The fragile balance of their enterprise teeters as Ricky grows more suspicious of Ruiz’s intentions, pushing for a gun to secure their position. Bobby, ever the pragmatist, resists that move, insisting on sticking to the plan without crossings.
The day of the meeting arrives, and Ricky disappears, leaving Jimmy to press Bobby forward. As Bobby becomes increasingly wary of both Jimmy and the arrangement, he crosses paths with the Welshman and the Westies. The Westies double-cross the Welshman, turning the situation dangerous and unpredictable. Ricky reappears through a side entrance, armed with a starter pistol that the Westies promptly recognize as a joke weapon, triggering a chaotic alteration of plans. The confrontation escalates into a fight until Jimmy arrives with a real pistol, defusing the immediate danger and ordering the others to retreat while he handles the Westies. The episode leaves Bobby shaken and more guarded than before, questioning the risks he has chosen to take.
Back in Los Angeles, Bobby cuts all ties with Max. He returns home to a shock: Jessica is in bed with a client and is using cocaine. Bobby pleads with her to get clean for Chloe’s sake, but Jessica refuses and instead asks that he take custody of Chloe and leave their life behind. The film closes with a hopeful, bittersweet image in an epilogue set at Chuck E. Cheese’s: Bobby and Ricky are now raising Chloe together, though they continue to bicker and butt heads, showing that their journey into crime has reshaped their friendship and family life in unexpected, complicated ways.