Accidents Will Happen

Insurance investigator who starts as a loyal employee but is drawn into the criminals' circle after a dismissal. He becomes adept at undercover manipulation, balancing risk and integrity. In the end, he reveals the fraud and is reinstated with a raise, signaling a moral turnaround within a harsh industry.

Eric's wife whose avarice fuels the scheme; she collaborates with Thurston and pursues marriage as a means to greater wealth. She uses charm and deceit to advance the con and keep the ring's plans alive. Her arrest in court marks a critical turn in the case.

A cigarette girl who joins the fraud ring and plays a pivotal role in the staged injury scam. She later confesses to being part of the conspiracy on the stand, joining Eric in exposing the operation. Her actions illustrate how manipulated victimhood can be leveraged for profit.

Boss of the loan company who partners with the criminals and helps orchestrate larger scams. His role embodies the corruption and scale of the ring, demonstrating how leadership can corrupt business deals. His ties to Nona help propel the plot toward its courtroom confrontation.

Eric's rival who exposes the fraud, triggering a power struggle within the underwriting world. Although initially antagonistic, he ultimately apologizes and rehires Eric with a raise, illustrating a complicated arc of accountability and professional reconciliation.

A member of the criminal ring who interacts with the investigators, participating in schemes and adding tension to the operation. His involvement underscores the pervasiveness of the fraud network.

A physician connected to the case, whose role in the fraud or its investigation underscores the medical cover stories often used to simulate injuries. He contributes to the courtroom intrigue and demonstrates how expertise can be co-opted by criminals.

A minor background character who appears in scenes related to the case, offering a glimpse into the world surrounding the main players.