The Debt

The Debt

Year: 2016

Runtime: 99 min

Language: English

Director: Barney Elliott

DramaMysteryThriller

A seemingly ordinary family man struggles with a hidden addiction that jeopardizes his life and relationships. As his dependence grows, he becomes entangled in a complex web of secrecy and deceit, desperately trying to maintain a normal facade while battling his inner turmoil. The situation escalates, forcing him to confront the devastating consequences of his choices and fight to reclaim his future.

Warning: spoilers below!

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Timeline & Setting – The Debt (2016)

Explore the full timeline and setting of The Debt (2016). Follow every major event in chronological order and see how the environment shapes the story, characters, and dramatic tension.

Time period

Location

Lima, Peru; Andean highlands

Primarily set in Lima and the Andean highlands, the film contrasts a crowded urban hospital with a rural village facing land disputes. It shows how wealth and power flow from the city to the countryside, shaping lives on both sides. The setting underscores social and economic divides that drive the story's moral choices.

🏙️ Lima 🗻 Andean highlands

Last Updated: October 03, 2025 at 19:48

Main Characters – The Debt (2016)

Meet the key characters of The Debt (2016), with detailed profiles, motivations, and roles in the plot. Understand their emotional journeys and what they reveal about the film’s deeper themes.

Oliver

An American hedge fund banker drawn back to Peru to negotiate a lucrative debt deal that could rescue his firm. As the pressure mounts, his prioritization of profit clashes with the visible consequences for Peruvians, revealing signs of moral conflict.

💼 Corporate 💰 Profit-driven

Ricardo

Oliver's Peruvian ally who researches Caravedo's plans and questions their impact on ordinary people. He acts as a conscience, urging caution about exploitation. He dies in an accident while investigating a gold nugget before he can warn Oliver.

💡 Ethics 🕵️ Investigation

Maria

A nurse caring for her elderly mother Gloria in an underfunded hospital. She uses sharp means to secure care for her mother, including blackmailing Dr. Cerrón, and demonstrates fierce dedication to family.

🏥 Healthcare 💗 Caring

Florentino

A mountain farmer who fights to keep his neighbors from selling their land to Caravedo. He has a strained relationship with his son Diego, balancing tradition with economic pressures and the lure of modernization.

🏞️ Farmer 👨‍👦 Father

Diego

Florentino's son who dreams of becoming a pilot. He loses a llama and endures a harsh family conflict, later suffering from a leg injury that complicates his future prospects.

🦙 Llama 🪶 Dreamer

Caravedo

A developer intent on buying farmland to push modernization, pressuring Oliver to seal deals that may displace rural communities. He embodies unscrupulous corporate ambition.

💼 Developer ⚖️ Exploitation

Dr. Cerrón

A surgeon at the hospital who tells Maria that only one patient can be operated on, highlighting the hard choices within a strained healthcare system. He is involved in an affair with an intern, signaling moral ambiguity.

🏥 Surgeon 🧭 Ethics

Nathan

Oliver's boss who pushes for a quick exit from Peru to free up cash, later revealing a deal with Caravedo. He acknowledges knowing Caravedo's plans only after the fact.

🏢 Boss 💰 Profit

Gloria

Maria's elderly mother who needs hospital care. Gloria's illness underscores the personal stakes of the healthcare system and the urgency of timely medical attention.

👵 Elderly 🩺 Health

Last Updated: October 03, 2025 at 19:48

Major Themes – The Debt (2016)

Explore the central themes of The Debt (2016), from psychological, social, and emotional dimensions to philosophical messages. Understand what the film is really saying beneath the surface.

🏞️ Land Rights

Land rights and the protection of ancestral farms are at the story's heart. Florentino must navigate pressure from Caravedo and the lure of modernization that could erase generations of farming. The rural struggle stands in contrast to the city-driven deals and wealth-seeking motives. The theme questions how communities resist outside forces when their land is the source of their identity and survival.

💰 Profit vs Ethics

Oliver and Nathan chase lucrative deals to salvage their company's finances, often at the expense of Peruvians. The film reveals how debt purchases and political pressure can erode moral boundaries. Ricardo's warning and his death highlight the human cost of corporate greed. The narrative asks whether profit can justify exploitation.

🩺 Healthcare Inequality

Maria's fight to secure care for her mother Gloria exposes an underfunded hospital system. Delays and bureaucratic hurdles force painful choices. The hospital's constraints push characters to bend rules, revealing the human cost of neglect. The theme critiques healthcare inequality and its impact on families.

👨‍👦 Family & Duty

Oliver's decisions are framed as sacrifices for his family, even when they risk harming others. Florentino's relationship with Diego shows how parental expectations collide with economic pressures. The film often pits professional ambition against family obligations. In the end, family ties and pride surface as guiding forces.

Last Updated: October 03, 2025 at 19:48

Unlock the Full Story of The Debt

Don't stop at just watching — explore The Debt in full detail. From the complete plot summary and scene-by-scene timeline to character breakdowns, thematic analysis, and a deep dive into the ending — every page helps you truly understand what The Debt is all about. Plus, discover what's next after the movie.

The Debt Summary

Read a complete plot summary of The Debt, including all key story points, character arcs, and turning points. This in-depth recap is ideal for understanding the narrative structure or reviewing what happened in the movie.

The Debt Summary

The Debt Timeline

Track the full timeline of The Debt with every major event arranged chronologically. Perfect for decoding non-linear storytelling, flashbacks, or parallel narratives with a clear scene-by-scene breakdown.

The Debt Timeline

The Debt Spoiler-Free Summary

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The Debt Spoiler-Free Summary

More About The Debt

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More About The Debt

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