Farhan Fahad Mustafa is a sales representative at IFU Life Insurance in Karachi who loses his job after a year of failing to close any deals. Moon Mohsin Abbas Haider, a young man from Faisalabad who dreams of Dubai, ends up in Karachi while his family still believes he’s living abroad. Shakeel Bhai Javed Sheikh, an honest government servant who runs a homemade pickle business called Shama Achar, is under pressure to marry off his younger sister Naina Urwa Hocane but faces tight finances. Farhan becomes Shakeel’s paying-guest and harbors feelings for Naina.
Moon becomes Shakeel’s new tenant after being expelled by his landlady for not paying rent on time. With no steady job, Farhan and Moon hatch a dangerous plan: open a bank account and secure a life insurance policy so they can simulate a heist during a Karachi strike, hoping to claim a large payout as “Na Maloom Afraad.” Around this time, a marriage proposal arrives for Naina, and the family asks for a car as a dowry, which compounds Shakeel’s financial strain. He considers breaking his fixed deposit, only to discover it had already been withdrawn in 1998 for his mother’s operation. The looming threat of losing their home grows louder as the government issues a one-month notice to vacate due to bridge construction nearby.
Despair drives Shakeel to attempt suicide, but the police intervene and save him. After this, Farhan and Moon reveal their plan to Shakeel; though he resists at first, mounting pressure and desperation push him to reluctantly join. Farhan seeks funds from Gogi, a local mobster, and obtains a loan of three lakhs with a promise to repay six. In a bold move, Shakeel and Farhan pose as a married couple to open a bank account, intending to be robbed as part of the scheme. Moon becomes entangled with Hina, a bank employee, adding a personal twist to the dangerous venture.
The trio, disguised as wealthy clients, pursue multiple insurance policies to back a fake claim. Moon, who previously borrowed money from Gogi to finance a Dubai dream, runs into trouble when he discovers drugs hidden in a doll he handed off to another mobster for transfer to Dubai. He is forced to confront the consequences and is given a tight deadline to deliver a crore. After Jumma prayers, they get caught in a strike and attempt to torch the bank, but the act is captured on camera and they barely escape the pursuing police.
With plans spiraling out of control, Shakeel borrows more money from Gogi by mortgaging his house. Gogi then arrives with a new demand: Moon must produce the drugs, but when that supply cannot be produced, Gogi gives them only one week to deliver a crore. Tensions flare and blame shifts among the three men. Shakeel collapses, and on the way to the hospital they become stuck in the strike—an event later revealed to be part of a ruse to help them slip away. The trio urges the crowd to burn the bank, only to discover the bank is empty. An IFU insurance inspector, Samuel [Nayyar Ejaz], arrives to present a thirty-lakh claim and warns that he knows about their scheme.
Desperation leads them back to Gogi with an offer of thirty lakhs, but a confrontation with a Dubai mobster and Gogi ends in their opponents’ deaths. Returning home in shock, they find a phone ringing inside a suitcase filled with money and jewelry. The truth surfaces: Hina had robbed the bank earlier to fund their plan. With the money, the group’s lives shift: Shakeel buys a new home and stabilizes his pickle business, Farhan marries Naina, and Moon finally achieves his dream of going to Dubai.
