Borrowed Hearts

Borrowed Hearts

Year: 1997

Runtime: 91 mins

Language: English

Director: Ted Kotcheff

RomanceTV MovieDramaFantasy

Single mother Kathleen Russell (Roma Downey) and her daughter Zoey masquerade as the boss’s intended family, hoping the ruse will persuade him to finalize a lucrative deal with the enigmatic Mexican financier Javier Del Campo, leading them into a web of deception and high‑stakes negotiations.

Warning: spoilers below!

Haven’t seen Borrowed Hearts yet? This summary contains major spoilers. Bookmark the page, watch the movie, and come back for the full breakdown. If you're ready, scroll on and relive the story!

Borrowed Hearts (1997) – Full Plot Summary & Ending Explained

Read the complete plot breakdown of Borrowed Hearts (1997), including all key story events, major twists, and the ending explained in detail. Discover what really happened—and what it all means.

Sam Field, Eric McCormack, is a high-powered businessman and the scion of a wealthy industrialist family who runs his own factory. Though a consummate workaholic, he lives a glossy playboy lifestyle and grapples with not meeting his father’s towering expectations.

Sam’s spokesman and best friend, Dave Hebert, Shawn Thompson, explains that a wealthy potential buyer believes Sam is a loyal family man. To land the deal, Sam agrees to a plan: hire actors to play his wife and son, even though the idea makes him squirm.

Enter Zoey Russell, Sarah Rosen Fruitman, a bright, energetic 7-year-old who bursts into Sam’s house, treating it like her own dollhouse. Zoey’s mother Kathleen Russell, Roma Downey, is a single parent juggling a demanding factory job with motherhood; she once dreamed of being an artist, but took a different path.

Kathleen is offered a substantial sum to pose as Sam’s wife. She is initially wary, but the chance to save for a down payment and because Zoey has formed a bond with Sam’s house convinces her to accept. Sam’s staff gives them a makeover and they learn their lines under the guidance of Javier Del Campo, Héctor Elizondo, who will stay at the mansion to seal the negotiations.

As the arrangement stretches into a two-week weekend, Zoey becomes more attached to Javier, while Sam grows uncomfortable with the disruption to his work. An accidental mishap in Sam’s office triggers a heated outburst, prompting Kathleen to quit in frustration. Sam goes to Kathleen’s apartment, apologizes, and convinces her to return.

That night, the trio goes ice skating, and Zoey spots a kind of angelic joy in Javier. Sam realizes his feelings for Kathleen run deeper than his earlier flirtations, complicating the pretend family dynamic.

Trouble escalates when Jerry Russell, Kevin Hicks, shows up at a lunch with Sam and Javier, threatening to reveal the ruse. To buy time, Sam offers Jerry money, with the condition that he stay quiet until after Christmas.

Kathleen learns that the deal would involve selling the company’s production to Mexico, risking many employees’ jobs, including some at her husband’s factory. She urges Sam to consider the human cost behind the merger, pushing him to rethink his priorities and the lives at stake.

On Christmas Eve, Javier signs the contract; Sam, who says he doesn’t do business on Christmas, refuses. Instead, he shares a kiss with Kathleen under the mistletoe, which leaves Zoey distressed. Jerry arrives and confusion ensues, but Javier remains understanding and indicates he would honor the contract. Yet Sam remains firm in his decision to protect the employees’ jobs.

Christmas morning climaxes with a moment of trust and sacrifice. Jerry leaves, and Zoey, feeling abandoned, climbs a tree to watch her new father leave. Sam follows and catches her when the branch breaks; the moment seals a new, hopeful bond. In the end, Zoey accepts Sam as her father, and the makeshift family begins a more genuine, lasting connection.

Last Updated: October 09, 2025 at 10:48

Mobile App Preview

Coming soon on iOS and Android

The Plot Explained Mobile App

From blockbusters to hidden gems — dive into movie stories anytime, anywhere. Save your favorites, discover plots faster, and never miss a twist again.

Sign up to be the first to know when we launch. Your email stays private — always.

Unlock the Full Story of Borrowed Hearts

Don't stop at just watching — explore Borrowed Hearts in full detail. From the complete plot summary and scene-by-scene timeline to character breakdowns, thematic analysis, and a deep dive into the ending — every page helps you truly understand what Borrowed Hearts is all about. Plus, discover what's next after the movie.

Borrowed Hearts Timeline

Track the full timeline of Borrowed Hearts with every major event arranged chronologically. Perfect for decoding non-linear storytelling, flashbacks, or parallel narratives with a clear scene-by-scene breakdown.

Borrowed Hearts Timeline

Characters, Settings & Themes in Borrowed Hearts

Discover the characters, locations, and core themes that shape Borrowed Hearts. Get insights into symbolic elements, setting significance, and deeper narrative meaning — ideal for thematic analysis and movie breakdowns.

Characters, Settings & Themes in Borrowed Hearts

Borrowed Hearts Spoiler-Free Summary

Get a quick, spoiler-free overview of Borrowed Hearts that covers the main plot points and key details without revealing any major twists or spoilers. Perfect for those who want to know what to expect before diving in.

Borrowed Hearts Spoiler-Free Summary

More About Borrowed Hearts

Visit What's After the Movie to explore more about Borrowed Hearts: box office results, cast and crew info, production details, post-credit scenes, and external links — all in one place for movie fans and researchers.

More About Borrowed Hearts

Similar Movies to Borrowed Hearts

Discover movies like Borrowed Hearts that share similar genres, themes, and storytelling elements. Whether you’re drawn to the atmosphere, character arcs, or plot structure, these curated recommendations will help you explore more films you’ll love.