The Palm Beach Story

Tom and Gerry Jeffers are married for five years but are still waiting for Tom's success. They are down on their luck financially, which causes tension and a desire for a better life. Gerry is frustrated and considers leaving Tom to improve her circumstances.

Gerry, sympathetic to her plight, is approached by the Wienie King, who is impressed by her charm and youth. He gives her $700 to help with urgent bills and expenses, providing her with a temporary financial boost. This act influences her decision to leave Tom and pursue a different life.

Gerry wakes early, packs a bag, and takes a train to Palm Beach, Florida. Her goal is to get a divorce, marry a wealthy man, and escape her current struggles. She believes that this new life will provide the luxury and security she desires.

Gerry is invited to travel for free on the private car of the wealthy Ale and Quail Club. However, the club's rowdy behavior and reckless shooting nearly cause harm, prompting her to seek refuge in the upper berth of a Pullman car. During this, she meets the eccentric John D. Hackensacker III.

In the chaos of the train, Gerry is left without her clothes or purse and accepts Hackensacker's generous offer of help. She joins him on a shopping spree, where he proves to be extremely wealthy, owning the yacht Erl King and being the third richest man in the world.

Hackensacker and Gerry board the yacht Erl King for the final leg of their journey to Palm Beach. Gerry's circumstances shift from desperate to luxurious as she enjoys the opulence and her new companionship with Hackensacker.

Meanwhile, Tom, feeling despondent, receives charity from the Wienie King, similar to what Gerry received. The King encourages Tom to fly to Florida, with roses in hand, to try and win Gerry back, sparking Tom's journey to reunite with her.

Tom reaches Palm Beach, guided to Hackensacker's yacht. He sees Gerry aboard with Hackensacker and her family, but she introduces him as her brother to avoid revealing their relationship. He struggles with his feelings and plans to win her back.

Gerry claims her 'brother' is her husband as part of a ruse, and Hackensacker is interested in proposing. Gerry and Tom's relationship becomes complicated as they get entangled romantically again during their stay at the Princess' estate.

The truth about Gerry and Tom's relationship comes to light, leading to a mutual confession. Hackensacker offers to finance Tom’s invention, and the couples accept their feelings, leading to wedding plans. It is revealed they both have twin siblings, adding a humorous twist.

The film concludes with a dual wedding: Tom and Gerry, as well as her sister and Hackensacker, tie the knot. The event is filled with joy and humor, celebrating the couples' unions and the resolution of their earlier struggles.