Milk Money

Milk Money

Year: 1994

Runtime: 108 mins

Language: English

Director: Richard Benjamin

ComedyDramaRomanceRelationship comedyLaugh-out-loud relationship entanglements

Three teenage boys pool their money to pay V, a compassionate prostitute, to perform for them. After the encounter she drives them to the suburbs, but her car breaks down, giving her a chance to hide from the mobster Waltzer who’s after her. While in the quiet neighborhood V meets Tom, a single father, and unexpectedly falls in love, even though he knows nothing of her true profession.

Warning: spoilers below!

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Timeline – Milk Money (1994)

Trace every key event in Milk Money (1994) with our detailed, chronological timeline. Perfect for unpacking nonlinear stories, spotting hidden connections, and understanding how each scene builds toward the film’s climax. Whether you're revisiting or decoding for the first time, this timeline gives you the full picture.

1

Trip to Pittsburgh for a glimpse

Brad, Frank Wheeler, and Kevin travel from Middleton to Pittsburgh with money, hoping to see a prostitute naked. They manage to find V, who is willing to show her breasts. When they decide to head home, they discover their bikes have been stolen, leaving them stranded in the city.

Pittsburgh
2

V and the pimp network

V confronts Cash, her pimp, and Betty, another prostitute, about the situation. Cash has been skimming money that he sends to Waltzer, who then steals from his boss, Jerry The Pope. Awakened by the rain and the boys' predicament, V offers them a ride back to Middleton in Cash's car.

Pittsburgh
3

V moves in under a ruse

After arriving at Frank's house, V's car breaks down and she goes inside to use the phone. Tom Wheeler, Frank's father, comes home to find a woman in the house. Frank hides the truth and tells V that Tom knows her as a math tutor, prompting V to move into Frank's tree house without Tom's knowledge.

Frank's house and tree house, Middleton
4

Frank’s plan to pair V with his dad

Frank explains that Tom is supposedly comfortable with V's tutoring role, but V realizes he might be alluding to her past as a prostitute. She begins to suspect that Frank is more interested in fixing up his father with a romantic arrangement than in helping her directly.

Frank's house / Middleton
5

News of Cash's murder and Waltzer's pursuit

V learns from television that Cash has been murdered by Waltzer. She calls Betty, only to discover Waltzer is actively searching for her, having been told she stole the money. Realizing Waltzer may be listening in, she hangs up and tries to escape.

Middleton
6

Escape toward the wetlands

With her car out of commission, V borrows Tom's old bike and rides toward the wetlands where Tom is on a field trip. Tom is attempting to save the land from development, and V hopes to reach him before Waltzer catches up. She comes to understand that Middleton might be safer while the search tightens around her.

Town wetlands
7

Frank’s biology class stunt

At school, Frank fails a biology test about sex education and must present to the class. He uses a ruse to turn V into a mannequin and draws a lifelike female reproductive system on a skin-colored bodysuit to distract the teacher. The prank reveals how far the friends will go to cope with their lives.

School
8

Date, confession, and truth about Tom

Tom and V go on a date and begin to develop real feelings for each other. They encounter Kevin's family in town, and V recognizes Kevin's father, who is a client, admitting memory after an initial denial. Tom is impressed by how busy V is with tutoring and dancing, and V reveals her real name is Eve, having dropped the Es.

Town / Middleton
9

The Middleton call and pursuit narrows

Kevin's father unwittingly calls V's home number, which he kept in his pocket notebook, in an attempt to hire her services again. He talks to Betty, and Waltzer, who is there, learns about the Middleton trip and closes in on V's whereabouts.

Middleton / Kevin's home
10

Goodbye dance and the final chase

Fearful of being found, V attends a school dance to say goodbye to Frank. Waltzer arrives and, during the dance, both he and V realize the stolen money is physically in Cash's car. A chase ensues and Cash's car explodes, with Waltzer giving up the pursuit, convinced the money has blown up with the vehicle.

School dance, Middleton
11

A wager to vanish from prostitution

V confronts Waltzer's boss and explains how he has been cheating him. The boss decides to take care of things and allows her to walk away from prostitution for good. This offer gives V a path to a new life away from her old profession.

Waltzer's boss's office
12

A new life with money restored

V locates the stolen money hidden in a backpack and uses it to buy the wetlands in Tom's name. She also purchases an ice-cream parlor in town, cementing her new relationship with Tom and her fresh start in Middleton.

Middleton (wetlands and ice-cream parlor)

Last Updated: October 09, 2025 at 09:34

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Milk Money Summary

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Characters, Settings & Themes in Milk Money

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