Pixxi De La Chasse, Jaclyn Jonet is a spoiled, self-centered celebutante heiress of a wealthy Los Angeles family. After countless tabloid scandals, her parents disinherit her, and tell her she must find a real job in order to regain her part of the fortune. When her car is repossessed, a member of her entourage suggests she get a job as a repossessor, a booming industry among widespread credit collapse.
She is immediately successful at her new job, to such an extent that the veterans are threatened. Gainfully employed, she tries to reconcile with her family, only to find they have given her part of the inheritance to charity. Out of revenge, she asks co-worker Rosanna Arquette to hack their credit and leave her family destitute and homeless.
Pixxi notices a wanted poster promising a $1,000,000 reward for the successful return of an antique train. She finds the train as it is departing with several prominent figures on a supposed tour of a proposed energy pipeline. Pixxi talks her way onto the train, and the hosts, intrigued by Pixxi's celebrity stature, oblige.
As the tour proceeds, the hosts reveal themselves to be eco-terrorists. The caboose of the train contains six nuclear bombs left over from the Cold War, which the terrorists threaten to use to destroy Los Angeles unless the sport of golf is banned nationwide and all members of the federal government become vegan. Pixxi, at various points, manages to escape for long enough to place calls to her co-workers and members of the military. She is asked to put the train on another track, but cannot from within the train. She calls her co-worker Miguel Sandoval and asks him to reach the switch. He arrives just in time, but collapses before throwing the lever.
Pixxi's call to Gray is picked up by Rogers, Bennet Guillory, her father's manservant. Rogers, now homeless with Pixxi's family, insists that Pixxi must agree to reconcile with her family before throwing the switch. He does, and the train is redirected to Arizona, where Predator drones are deployed to take the train out. The drones crash as the train enters the tunnel, as Pixxi dupes her captor into freeing her, allowing her to free the other hostages and bring the train to safety.
