Money Train

John and Charlie Robinson patrol the NYC subway on Christmas. They chase two muggers into a tunnel as nearby trains are halted. Transit captain Donald Patterson allows the money train to continue, setting the stage for later trouble.

One of the teenage muggers is gunned down by the transit cops guarding the money train, inflaming the brothers. A brawl erupts with other officers, and Patterson blames John and Charlie for delaying the money train.

Charlie asks John for money for a Christmas present but uses it to pay gambling debts to mobster Mr. Brown. Brown threatens to throw Charlie off a building, prompting John to intervene. Brown agrees to wait if John delivers the money in a few days.

John and Charlie take a liking to Grace Santiago, a newly assigned decoy transit officer. The Torch robs a token booth and sets it on fire, risking the attendant's life. The brothers rescue the attendant, but Torch escapes and knocks Grace unconscious.

John rejects Charlie's plan to rob the money train. They are assigned to patrol it; Charlie discovers a grate in the train floor with a maintenance ladder to Central Park. A brawl erupts with a fellow officer, and Patterson berates them even after learning there is no money missing due to a miscount.

Charlie tells John that New Year’s Eve would be the best time to rob the money train, given the high proceeds. John hands Charlie $15,000 to pay Brown. On the train, Charlie is pickpocketed by an old lady and beaten by Brown’s men for non-payment, and John is visited by Grace, with whom he shares a kiss.

In a sting operation, Grace disguises herself as a token booth attendant. Torch distracts police by pushing a man in front of a moving train and sprays Grace with gasoline. Charlie alerts officers and they open fire, but Torch is burned by gasoline and killed by an approaching train.

Patterson fires Charlie for ruining the ambush; John defends his brother and is fired as well, driving a wedge between the brothers as they realize the price of following their own code.

Charlie is assaulted by Mr. Brown and his men at a bar. Brown threatens to murder John if the $15,000 debt is not paid by New Year’s Day, escalating the danger for the brothers.

On New Year’s Eve, John storms Brown’s strip club and defeats the mobsters using his Kung Fu, threatening Brown to protect Charlie; Brown is knocked out.

Grace persuades John to intervene in Charlie’s plan to rob the money train. Charlie enters from beneath the train, throws out the driver, and drives toward the ladder so he can escape with the money.

With the crew in pursuit, John and Charlie disable the brakes to prevent Patterson from remotely stopping the train. Patterson deploys a steel barricade, but the runaway train smashes through and speeds on.

Transit control declares the money train a runaway and clears tracks. Patterson diverts the train onto the track occupied by a passenger train, but does not tell the other driver, risking a catastrophe.

Charlie tries to steal the money while John pulls him back, leading to a dangerous brawl on top of the two trains. The money train slams into the rear of the passenger train and the collision escalates the risk of derailing both trains.

With no brakes and the throttle jammed, the brothers reverse the money train to save the passenger train. The money train derails as they jump to the other train; Patterson is left to watch in horror as Grace arrests him for endangering passengers. They reach Times Square as 1996 begins, arguing over the half-million in Charlie’s coat.