Lakshmi is a dominating woman who holds her husband Sivaswamy’s money in a tight grip and treats him with utter contempt. When [Ramu], Shiva, Sivaswamy’s son from his first wife, needs ₹3,000 for his sister’s husband, Lakshmi refuses outright. Ramu and his cousin Mali hatch a plan with their tea shop friend Appaswamy, who disguises himself as a godman named Badrinath Swamy Sukranada, to access Lakshmi’s locker and steal ₹50,000.
Meanwhile, Rama, an orphan, has only one friend—Vtv Ganesh, the doctor at a mental hospital. When Rama asks for a conduct certificate to apply for a job as Lakshmi’s secretary, the doctor’s blunder hands the certificate of another girl named Rama—who is mentally unstable. DSP Paramantham, who had earlier arrested Appaswamy, comes to meet the supposed godman. Appaswamy manages to convince him not to take up any cases for the time being. Things take a turn when Rama sees Appaswamy without his beard, but, to her surprise, does not suspect anything. Soon, a telegram arrives announcing that the real Badrinath Swamy Sukranada will be arriving in two days, putting pressure on Appaswamy to complete the theft before then.
Lakshmi’s brother Mani wants to buy jewellery for his girlfriend Latha, but gets exposed by her brother. In need of money, Mani steals ₹5,001 that Lakshmi had donated to Appaswamy, but Rama catches him red-handed. Soon, the sane Rama joins Lakshmi’s household as a secretary. Despite the odd conduct certificate that claims Rama turns violent if denied what she wants, Lakshmi decides to keep her on. Rama and Ramu begin to fall in love. Coincidentally, the mentally unstable Rama and her father also land up at the same house. Matters get more tangled when her father overhears the heist plan. The unstable Rama attacks Appaswamy. A secret understanding is struck: Ramu and Appaswamy will not reveal that the sane Rama is actually insane, and in return, the father will not expose the robbery plan.
Lakshmi, trusting the godman, shows Appaswamy her hidden stash and how to access it. That night, Appaswamy and Ramu carry out the heist and hide the money in a flower pot. But things unravel when the insane Rama’s father, the sane Rama, and Mani all stumble upon the stash. Mani throws the cash to Latha’s brother, but once again Rama catches him red-handed. The money ends up inside Latha’s brother’s coat. To prove the other Rama is insane, the sane Rama cleverly tells her the coat would look nice on her. When Latha’s brother refuses to part with it, the unstable Rama creates a scene, exposing her condition. With all confusions cleared, Lakshmi calms down and agrees to Ramu and the sane Rama’s marriage.