Victoria Stafford [Ginger Rogers] is an exceedingly wealthy woman who has been engaged three times, only to back out at the last moment. On a train she encounters the vision of a man named George McKesson [Cornel Wilde], dressed as an Indian just as she imagined when she was a child. This mysterious figure claims to be a figment of her imagination, promising to vanish the moment she stops thinking about him. He follows her home and stirs up a whirlwind of confusion within her family, leaving everyone uncertain about what is real and what is not.
Determined to seal her fourth engagement to Oliver Harrington, [Ron Randell] Victoria seems ready to move forward, yet fate introduces the real version of her dream man: Johnny Blaine [Cornel Wilde], a firefighter who embodies the essence of George McKesson. Victoria’s pursuit of love becomes tangled in a game of mistaken identity. She grows frustrated with the persistent phantom and even forces him to stay at home to play cards with her father, while a chance shopping trip brings Johnny back into view—she witnesses him returning a negligee and, misled by appearances, assumes he is still the elusive George and has him expelled from the store.
The plot thickens as Victoria watches her father’s home movies and recalls a childhood kiss with Johnny when he wore an Indian costume. This memory pushes her to track Johnny down at the fire station where he works, and she boldly goes after him, refusing to back down. Johnny, for his part, is not easily swayed by Victoria’s earnest pursuit; he is cautious and believes things must unfold on their own terms. Yet the pair discover striking common ground: a shared knowledge of baseball, similar tastes, and a mutual love for the movie’s title song. Gradually, he begins to see that their connection runs deeper than a simple crush, even as he remains wary of Victoria’s confident, sometimes brash approach.
Meanwhile, the pressure to secure Victoria’s fortune rises. Oliver Harrington’s father, Mr. Ned Harrington [Thurston Hall], urges a marriage with Victoria as a means to access the Stafford wealth—an amount said to reach three million dollars—thrusting both families into a needful alliance that could avert financial ruin. The wedding seems poised to proceed, but a misread identity continues to haunt the couple. The family remains convinced that Johnny is actually the elusive George, complicating the prospect of a genuine union between Victoria and the firefighter who has captured her heart.
Just as the ceremony seems doomed to a conventional conclusion, the vision of George McKesson appears at the wedding, again dressed as an Indian. Realizing that Victoria is marrying the wrong man, George makes a strategic move by calling in a fire at the venue. The staged emergency brings the real Johnny Blaine to the Stafford home at a pivotal moment. With the danger looming, Johnny arrives as Victoria contemplates whether to say “I do.” He sweeps her up in a dramatic rescue, carrying her over his shoulder as the fire crew bursts in. The moment shifts the course of the day, and the couple’s true partnership becomes undeniable.
In the final, fiery crescendo, the couple escape on the firetruck, with a poignant image sealing their union: Johnny’s moccasins hanging from his belt as they kiss, a vivid emblem of how their lives have intertwined through courage, misidentity, and a shared dream that proved more powerful than social pressures or family expectations. The film closes on their jubilant, fearless embrace, a testament to love found in the least expected way and the realization that the dream man was never just a vision, but a Cornel Wilde who became real.
