The Only Game in Town

Fran Walker is an aging Las Vegas chorus girl who maintains a relationship with her wealthy, married lover Tom Lockwood in San Francisco. She issues ultimatums about leaving his wife, yet she always ends up back in his arms. She wants financial independence and refuses to take money or gifts from Tom, but she stays in Las Vegas more from inertia than attachment.

Joe Grady is a Las Vegas lounge pianist who hates the city and dreams of starting a career in New York City. He is determined to save five thousand dollars to launch himself abroad, but his gambling habit keeps undermining his plan. He hides the extent of his addiction, presenting it as casual dabbling rather than a serious problem.

Fran walks into Tony's, the bar where Joe works, for a late-night meal and meets him. The two are drawn to one another by loneliness and a shared sense of being stuck in Las Vegas. They decide on a spontaneous, no-strings connection that they both hope can help them reach their goals.

From the start, their relationship is built around practical goals rather than romance. They agree to keep things casual while they work toward their own ambitions. The arrangement depends on Joe pulling through to stop Fran from returning to Tom if he doesn't deliver, and on Fran hiding Joe's money until he reaches his target.

They become each other's anchor in the midst of their plans. Fran's need for independence and financial stability is supported by Joe's involvement, while Joe's dream of leaving Las Vegas for NYC is aided by Fran's companionship and stability. The partnership is framed as mutual assistance rather than love, at least for the time being.

Fran takes on the responsibility of safeguarding Joe's money so he cannot gamble it away. This protective role deepens trust but also creates a hidden risk if temptation or fear of loss overcomes him. Their dynamic is defined by the money as both a tool and a liability.

The fragile balance of the arrangement is exposed as each must meet the other's needs or risk dissolution. If Joe relapses into gambling or Fran begins yearning for Tom again, their no-strings setup could crack under pressure. The possibility of falling in love adds another layer of complexity.

Tom's continued presence in Fran's life remains the hinge on which her future likely turns. If he finally comes through with a real commitment, Fran may leave Las Vegas for him; if not, she might reevaluate the entire arrangement. Her hope rests on Tom's actions in San Francisco.

Joe's progress toward his five-thousand-dollar goal remains precarious as the gambling urge looms. The longer he delays, the more uncertain Fran's future looks, and vice versa. The stakes are not just money but the possibility of genuine connection.

This setup tests whether love can grow in a financially transactional situation. The movie hints at emotional development that could complicate the original arrangements and redefine what they are willing to risk for each other.

Money and temptation continue to haunt Joe's plan, even as his savings grow. Fran's loyalty and readiness to protect him clash with her own need to decide about Tom, creating ongoing tension between duty and desire.

As the summary suggests, the happiness of both depends on fulfilling their own needs, not merely on staying together. The story weighs whether a no-strings relationship can survive when genuine feelings threaten to bloom or when external temptations pull them apart.