Heist 5 steps
Delaine's Murder-for-Insurance Scheme
Delaine secured her father's $550,000 life insurance settlement by recruiting her lover Lucius to murder the dying man, because a suicide would have nullified the policy. The diagram shows how the recruitment, the insurance clause, and the staged killing combined into the payout.
Read the 5 steps as text
- 1
Delaine maneuvers Lucius into a sexual relationship
Delaine · Lucius
Delaine maneuvers local petty criminal Lucius into a sexual relationship, positioning him to act as the killer in her plan against her father.
- 2
Suicide would nullify the insurance
Delaine · Delaine's father
Delaine's father is in pain waiting to die from stage four cancer, but a suicide would nullify his life insurance, so his death must appear to be a murder for the policy to pay out.
- 3
Lucius murders Delaine's father
Lucius · Delaine's father · Delaine
Lucius murders Delaine's father, producing a death that reads as homicide rather than suicide and so qualifies for the insurance settlement.
- 4
Delaine feigns sadness over the death
Delaine
What it looked like: Delaine appears to be a grieving daughter mourning her father's murder.
Despite her feigned sadness at her father's death, Delaine is the one who arranged the killing for the insurance money.
- 5
$550,000 life insurance settlement
Delaine
The staged murder yields a $550,000 life insurance settlement for Delaine, the outcome the scheme was built to produce.
