In May 1959, the small lobster town of Cape Anne, Maine, is jolted when an error by the E&P railroad company wipes out 300 lobsters from Jane Osgood's business, a widow who runs a seafood supply for local restaurants. With two children to care for, she turns to her lifelong friend and lawyer George Denham to pursue compensation after a key customer cancels their orders. The stakes are not merely financial; the livelihood of the town’s merchants and the trust of its citizens hang in the balance.
Back in New York, an executive named Harry Foster Malone learns of the lawsuit and dispatches two operatives, Crawford Sloan and Selwyn Harris, to Cape Anne to “solve” the problem. They offer a modest $700 in compensation, a number that Jane rejects outright because it fails to cover lost future business and the reputation damage to her operation. The courtroom becomes a brief arena for a hard-nosed business case, and Jane wins, but the victory is tempered by the reality that creditors still demand satisfaction. To seize payment, George must file a writ of execution to take possession of the train Old 97.
Jane is soon interviewed by a local reporter, who then pulls the story into the national spotlight by calling the Daily Mirror in New York. Top reporter Larry Hall is sent to Cape Anne to cover the developing drama, and television crews descend as the town’s plight becomes a national talking point. Malone retaliates by charging Jane rent for the siding where Old 97 sits, a move that only fuels the public intrigue around the case. Amid the media circus, Jane and George serenely connect with the community, even singing Be Prepared to a group of Cub Scouts at a picnic, a moment that humanizes the fight over a very real economic squeeze.
Jane travels to New York to appear on network television, including the game show I've Got a Secret, hoping to sway public opinion and pressure the railroad to settle the dispute. The fear of adverse publicity prompts Malone to back down momentarily, cancel the rent, and hand back the train. Yet the victory feels fragile as jealousy threads through the story: George grows uneasy when he learns that Larry is drawn to Jane and has proposed marriage to her.
Support pours in from the public, and Jane’s former customer pledges to resume business, reinforcing the idea that the town’s fate is tied to a broader network of relationships that extend beyond Cape Anne’s shores. But trouble returns when Malone orders all trains to bypass the town and gives Jane 48 hours to remove Old 97 from the tracks, leaving merchants stranded and the goods unsent. With no transportation route, the townspeople rally behind Jane and George as they improvise a plan to keep lobsters moving: they fill the train’s tender with coal from their own homes and persuade the town to help.
George enlists his Uncle Otis, a retired E&P engineer, to help make the plan work. With Otis and the community behind them, Jane, her kids, and George drive Old 97 through a makeshift, coal-fueled push to deliver lobsters to distant markets, despite Malone’s attempts to stall the process and despite some of Malone’s staff resigning in disgust. The coal eventually runs out, the train grinds to a halt, and Malone arrives by helicopter to witness the standoff.
In a tense exchange, Jane holds firm, and Malone finally concedes to her terms, stepping back to allow the delivery to proceed. The train’s arrival triggers fresh attention from Larry and a photographer, who witness a pivotal moment: George kisses Jane in front of Larry, and she agrees to marry him and remain in Cape Anne. The ceremony’s aftermath sees George inaugurated as a town selectman, and, in a symbolic gesture of reconciliation, a fire engine arrives—an unexpected gift from Malone—signaling a renewed, albeit complicated, partnership between the town and the railroad that once seemed hostile to their very existence.
