Count Dino della Fiaba Vittorio De Sica is a handsome, middle‑aged man who has squandered his fortune on Monte Carlo’s gambling tables. He has only his title, a yacht with no motor, and a circle of friends who carry him along in the hope that luck will someday return.
Maria de Crevecoeur Marlene Dietrich is a glamorous Marquess who once enjoyed wealth but has gambled away her late husband’s fortune as well. She clings to the memory of her former prestige, yet her jewelry is gone, pawned to cover debts, and she arrives in Monte Carlo effectively penniless, living on her title and the echoes of her past high‑rolling days.
Her pawnbroker follows from Paris, keeping a sharp eye on her and pressing her to settle outstanding debts. The situation is precarious, and the threat of ruin hangs over her even as she maintains a composed, aristocratic exterior.
To recover their losses and set the Count back on his feet, the friends devise a plan to pair him with a wealthy woman he might marry. Unaware of Maria’s true financial woes, they stage an encounter in which the Count sidles up to the Marquess, and the two are drawn to each other. The spark is immediate, and the Marquess, hoping to secure her future, accepts the Count’s proposal of marriage. What begins as a calculated union soon reveals the Count’s honorable nature, and a part of him that remains true to himself surfaces as he confesses his deception.
Maria’s reaction is swift and surprised. She denounces him, but her own carefully crafted pretense is threatened by an unforeseen interruption from her pawnbroker, who arrives with the intent to expose the truth.
Meanwhile, an American millionaire arrives in Monte Carlo with sheer wealth and appetite for pleasure. Homer Hinkley Arthur O'Connell comes aboard with a colossal new sailing yacht and an entourage that includes his sister and his young daughter, Jane. A widower who is the same age as the Marquess and the Count, he is blunt, affable, and generous, always ready for a good time.
Homer’s yacht swallows up the Count’s vessel, and he invites the couple—who pose as brother and sister—to stay aboard his ship while the Count’s yacht is repaired. Homer’s warmth and good humor quickly reveal a different, more magnetizing side of Maria, and she finds herself drawn to his wealth and generosity, even as her heart still holds a place for the Count.
Jane Hinkley, a naïve and earnest girl, is equally attracted to the Count. Played by Natalie Trundy, Jane pursues him with genuine admiration, though she cannot return the deep affection he still feels for the Marquess. Her involvement adds a layer of tenderness and tension to the evolving relationships, as she hopes for happiness for all involved.
Throughout these entwined emotional currents, the Count’s feelings remain with Maria, despite the allure of Jane’s attention and the practical appeal of Homer’s offer. Jane discovers the truth of the situation and tries to help the Count, believing that love should guide his decisions rather than appearances or money alone.
As the voyage nears its end, Homer proposes to the Marquess, and she accepts, accepting a life together on land in America, with a plan for a home in Muncie, Indiana. Yet the moment of decision proves delicate and unforeseen, because the Marquess realizes that her heart may still belong to the Count.
With the yacht edging toward the harbor, she asks to be put ashore so she can confront her true feelings. The ship begins to maneuver, but just as the Count appears in his own yacht and pulls up alongside, the Marquess changes course and leaps aboard, drawn back into the world where the Count’s quiet integrity and the spark they shared endure. The scene closes on a note of renewed possibility, balancing wealth, romance, and the enduring pull of genuine connection.